Current RBC Mortgage Rates

BankBest: 3.95%

RBC is a bank offering mortgage products across Canada. Below are their current rates for all available terms and provinces, compared alongside Mortgages Lab's network of verified lender data. Rates are updated daily from verified sources.

RBC Rates by Province

Alberta

Term	Insured	Insurable

RBC Mortgage Rates — Current Rates & Review | Mortgages Lab

British Columbia

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Manitoba

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

New Brunswick

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Newfoundland and Labrador

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Nova Scotia

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Ontario

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Prince Edward Island

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Quebec

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save

Saskatchewan

Term	Insured	Insurable	Uninsurable	Action
1-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
2-Year Fixed	4.79%$3,418/mo	4.79%$3,418/mo	4.79%$3,418/mo	Switch & Save
3-Year Fixed	4.74%$3,401/mo	4.74%$3,401/mo	4.74%$3,401/mo	Switch & Save
4-Year Fixed	4.84%$3,435/mo	4.84%$3,435/mo	4.84%$3,435/mo	Switch & Save
5-Year Fixed	4.89%$3,452/mo	4.89%$3,452/mo	4.89%$3,452/mo	Switch & Save
7-Year Fixed	5%$3,490/mo	5%$3,490/mo	5%$3,490/mo	Switch & Save
5-Year Variable	3.95%$3,140/mo	3.95%$3,140/mo	3.95%$3,140/mo	Switch & Save