
About Camilo Rodriguez
“Most people shop for a mortgage rate. Camilo Rodriguez believes that's the wrong question.”
His Mission
After more than two decades in the mortgage industry, Camilo has seen thousands of Canadians focus on getting the lowest rate — only to end up paying hundreds of thousands more in interest than necessary.
That's why his mission is simple: Help Canadians reduce the total cost of borrowing and become mortgage-free faster.
Camilo is the founder of Mortgages Lab and a senior mortgage broker in Canada with over 23 years of experience. He has helped clients structure mortgages ranging from simple home purchases to complex multi-million-dollar financing strategies. His work focuses on one core idea: the true cost of a mortgage is not the rate — it's the lifetime interest you pay.
Experience & Credentials
Throughout his career, Camilo has worked with first-time buyers, business owners, real estate investors, and high-net-worth clients. While every situation is different, his approach remains the same: simplify the strategy, reduce unnecessary interest, and create a clear path toward intergenerational wealth.
Clients often describe Camilo as both strategic and approachable. He enjoys breaking down complex financial concepts into ideas anyone can understand. No jargon. No pressure. Just thoughtful advice focused on long-term results.
Beyond his professional work, Camilo is passionate about education. He believes that when people understand how borrowing really works, they make better decisions — and those decisions can change their financial future.

From Debt to Zero
By Camilo Rodriguez
In From Debt to Zero, Camilo explains in simple, real-world language how small mortgage decisions can lead to six-figure differences over time. His writing reflects his personality — clear, practical, and focused on what actually helps families move forward financially.
Learn More About the BookAreas of Focus
Mortgage Cost of Borrowing Optimization
Reducing the total interest paid over the life of the mortgage through strategic structuring, prepayment optimization, and active mortgage management.
Intergenerational Wealth Financing
Structuring mortgage and financing strategies that build long-term family wealth across generations through real estate and smart debt management.
Ready to Rethink Your Mortgage Strategy?
The goal isn't a low rate. The goal is a zero balance.
