Mortgage Calculators
Free Canadian mortgage tools with real provincial rules, CMHC insurance, OSFI stress test, and land transfer taxes built in.
Mortgage Payment
Calculate your monthly or bi-weekly payments with Canadian semi-annual compounding. Includes CMHC insurance and amortization charts.
Open Calculator →Mortgage Affordability
Find your maximum purchase price using GDS/TDS ratios and the OSFI Stress Test. Canadian lending rules built in.
Open Calculator →Land Transfer Tax
Calculate your provincial land transfer tax for all 10 Canadian provinces. Includes Toronto MLTT and First-Time Buyer rebates.
Open Calculator →AdvancedPayoff Lab
The all-in-one mortgage payoff accelerator. See how payment strategies, lump sums, and refinancing reduce your total cost of credit.
Open Calculator →