Many first-time homebuyers are often under the impression that they cannot get the right mortgage after being turned down by their bank. But that’s not always the case — while you may not be eligible for loans according to one lender, another may be just as happy to have you on board.

Steady employment, a good credit score, age, nationality, educational qualifications — these are a few things that a bank looks for before giving their approval. However, the policies vary widely across different banks.

The bottom line is not to lose hope if your current bank has turned you down. That said, MortgagesLab is already well-versed with bank policies, and we will match up clients with suitable lenders from our database.

And if that doesn’t seal the deal, our services include assisting clients with their loan applications and right mortgage plan to increase their chances of getting approvals. Rest assured, we work tirelessly and develop the most creative strategies to ensure you can purchase your house at the best rates. 

Curious to know what other lenders are charging? MortgagesLab has been in the industry for a long time, and we work in collaboration with all major lending institutions in Langley. Needless to say, we specialize in researching the mortgage rates and any additional cost charged by all your top choices.

So, before you head to your bank to get a new mortgage, don’t forget to consult our professionals to know about the rates offered by other competitors. We will provide a lender comparison and any mortgage monthly payments report required for your reference and help you pick the best mortgage deals. 

Choosing the best lender for your mortgages can be challenging, whether you are interested in purchasing a home or need additional financing. Fortunately, we easily adapt our services to the kind of property you want to buy and provide the best solutions tailor-made for your requirements.

After all, we understand that all our clients have diverse individual needs, and we pride ourselves on our accommodating approach. So, go ahead, visit our website, and you can get your property loan in an easy three-step process.

All you have to do is fill in the application form, take a look at our mortgage brokers reviews, lender comparison report & rates, and finally get your mortgage approved by the right lender. 

First-time buyers often feel overwhelmed at the thought of taking out a mortgage — and for a good reason. Mortgages are expensive, and getting approved for one can be a tedious and complicated task. Needless to say, our clients often come to us with questions. Our mortgage brokers in langley will get you the right answers.

Of course, our team of experts is all-ears if you have any doubt. We will guide you through the application process and help you narrow down the choices by comparing the rates offered by different lenders.

But what’s even more important is that we examine the mortgage contract and explain it to our clients, who often overlook hidden charges that accompany low mortgage rates. That said, you can trust MortgagesLab to provide upfront quotes from reliable lenders.

We at MortgagesLab believe that people who pay the least interest are not the ones who opt for mortgages with the least interest rates. Indeed, some lenders attempt to entice prospective property and homeowners with low rates, but the fine print ensures that they shell out more money through penalties and other strategies.

Similarly, lenders often look for loopholes around the contract so that the mortgage will cost more in the long run. That said, our mortgage brokers in langley provide our expertise to clients, so they do not fall for such tactics.

Moreover, we are always ready to educate new property owners about the nitty-gritty of loans and mortgages, so they remain alert even in the future. In fact, you can visit our website and use the informative FAQ section for some handy tips.