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Welcome to the Payoff Lab

Most Canadians don't know how much their mortgage really costs. Let's change that.

1

See your Cost of Credit

Find out exactly how much interest you'll pay over the life of your mortgage.

2

Share your financial snapshot

Property, income, savings and debts — 4 quick steps.

3

Get your savings plan

See how much interest you could save and how many years you could cut from your mortgage.

Takes about 2 minutes · No login required · 100% free