Void Checks or PAD Forms

How to get a Void check or a PAD Forms

Either a void check or a PAD form are acceptable forms at MortgagesLab.
See below how to get a Void check or a PAD form from your institution.

Void Check

  • A voided check is a paper check that has the word “VOID” written across the front of it
  • Voice checks are used to receive direct deposits and make automated payments (example commission payments)
  • Using a blue or black pen, write “VOID” in large letters across the front of the check, scan it and provide a PDF copy

PAD Form

  • PAD stands for Pre-authorized debit form
  • Employers use it to withdraw or deposit funds to your account as authorized
  • You can go to your bank or branch and request a copy of your PAD form for your employer
  • Alternatively you can log online to your bank account and download a PDF copy of it.  All lenders give you access to your account PAD forms online

How to Get a PAD Form