Mortgage Broker Surrey

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Camilo and Nadia were absolutely amazing working tirelessly to make sure they find the best rate available. It has been a smooth and seamless process.

We loved working with Camilo and Dalila! They are always on top of things and very straightforward with their explanations. Would definitely recommend their services!

Camilo and Selma were very professional. I appreciate the view of timeline and next steps so I know what to expect. They were also very open to any question I have.

Camilo was very calm and supportive during a stressful time and helped me understand every step of the process. If I could give 6 stars I would!

I've worked with Camilo twice now on Mortgage renewals, he and his team and very thorough, willing to explain the process in as much detail as one needs.

I highly recommend Camilo and his team at mortgages lab, he truly is a professional. As first time home buyers he guided us step by step in the home buying process.

Dalila and Camilo are incredible! They are quick, efficient and they really care. That’s the difference. Any snag or hoop that can be stressful they are on top of it fast!

Camilo and his team work hard for their clients. I've done multiple transactions and they made the process easy. Big thank you to Karolina, always my best interests at heart.

Camilo and his team are amazing! Reliable, clear, trustworthy and knowledgeable. I will not hesitate to contact them them again.

Mortgage Labs was nothing but excellence & professional all the way. Our circumstances meant that we had quite a long process selling our house, ML stuck with us!

I highly recommend mortgages lab, very professional and courteous. Excellent customer service with follow up calls. Takes all the stress out. Very happy.

As a first time home buyer the whole mortgage process was definitely daunting for me. I am extremely happy that I worked with the team at MLab to get the job done.

Taking out a mortgage is no piece of cake!

From choosing banks to finding reliable mortgage lenders – the process is quite challenging, especially for a first-time buyer. In such a fix, financially sound advice from knowledgeable mortgage brokers and specialists will go a long way in securing your future.

And that’s where MortgagesLab comes into the picture…

Who Are We?

MortgagesLab was founded in 2010 by a Colombian immigrant motivated by the Canadians’ ethics and respect for others. This drove them to create a transparent and reliable mortgage financing service with the mission to offer the most effective and easy-to-understand mortgage solutions.

By following the Canadian ethics we were so impressed with, we want to do our bit for the families in Surrey, British Columbia. From getting a mortgage renewal to mortgage financing – we’ve got a solution for everything.

In simple words, we want you to live a stress-free and financially secure future!

He is the past president of the Canadian Mortgage Broker Association BC.

How We Can Help You Take Out A Mortgage Loan?

Here are a few common mortgage financing issues that we can help you deal with:

Lender Comparison

Since our inception in 2010, we have worked tirelessly in partnership with various trusted lenders instead of relying on a single financial institution. As such, our experience and research in the industry have enabled us to know the interest rates of lenders all over Surrey, BC.

Hence, it is best to get in touch with our advisors to understand the interest rates charged by the lender you’re considering and other competitors.

Transparent And Upfront Mortgage Rates

The thought of taking out a mortgage can get quite overwhelming for a first-time buyer. And the exhausting process makes it no easier!

We understand your concerns, so our mortgage specialists are always ready to answer your queries. Additionally, we read between the lines of your mortgage contract and point out hidden charges, terms and conditions, etc.

Rejected or Declined Home Loans & Mortgages

If one bank has rejected your mortgage application, don’t lose hope!

Common factors that make borrowers eligible for getting a loan are a steady income, educational qualifications, age, a good credit score and residency. However, some lenders may have additional requirements.

That’s where MortgagesLabs steps in and helps you compare mortgage plans, bank policies, etc., so you can apply to the right lender. With our strategies, you are sure to bag a home loan with the ideal financial institution at the best rate possible.

Expert Advice

Let’s get one thing straight – lenders are not exactly your well-wishers! Of course, they’re helping you get that dream home, but it’s their job after all. And they wouldn’t be doing so without getting their fair share of profit.

So, if you find a deal with an unbelievably low interest rate, know that you may have to pay a lot more on hidden charges, penalties, etc. And this is just a glimpse of the expert advice you’ll receive after consulting our mortgage specialist!

Financing Properties

Now, you may not always require a mortgage loan to purchase a house. For instance, clients often come to us to get second mortgages over their primary loan or commercial mortgages for refinancing commercial property.

Thankfully, financing properties with MortgagesLabs is an easy three-step process. This is possible because of our accommodating services and knowledgeable team members, who adapt according to your diverse financial needs.

Frequently Asked Questions

◈ Is it easier to get a mortgage through a mortgage broker?

Yes! Firstly, a mortgage broker is better connected to lenders, banks, credit unions, etc. and knows which ones are reliable. Accordingly, they’ll suggest the best financial institution for you.

Some brokers even collaborate with leading lenders and acquire better mortgage rates, thereby helping you with mortgage pre-approval and more.

◈ How much do mortgage brokers charge?
Although the commission varies according to the lender and the type of mortgage, the vast majority of mortgages the lender pays the broker so the service is free to you. We will provide you with a disclosure so you know exactly who is paying us.

Why Choose Us?

12+ Years of Experience

First off, we’ve been in the industry for 12+ years, so it’s safe to say we’re pretty good at what we do!

With hundreds of satisfied clients, our mortgage broker experts have proved their competence and continue to study about Canada’s leading lenders. As such, they are always in tune with the best rates, policy updates and more.

Seamless Communication With Clients

Our mortgage broker company was started with the sole aim of providing financial security to the families of Surrey, BC. And in this quest, we are always available throughout the process to maintain that “human touch!”

Accommodating Approach

From purchasing a new property to financing an existing one – we’ve got something for all of your financial requirements. You can rest assured that our team is versatile enough to handle all sorts of mortgage cases.

Final Word.

Give us a chance and we promise we won’t disappoint you!

Save time and money by submitting a quick application to us and we will get back to you with practical and affordable mortgage solutions. And if you’re in a rush, you can even set up a time to get urgent approvals.

So, what are you waiting for? Contact MortgagesLabs now and get the best mortgage broker in Surrey, BC.